A few days ago my job called in some reps from the company that handles our 401k plans to give a presentation about our benefits. I am glad that I actually attended this meeting as opposed to skipping out on it like I wanted to. It was very interesting to hear the thoughts and concerns of the various age groups that were present at the presentation. While there were many different views on retirement, everyone agreed on the fact that retirement is something that needs to be meticulously planned out. I can honestly say that retirement planning has not been something at the forefront of my mind, at least in terms of utilizing a 401K or some similar financial instrument as the sole actor in my retirement strategy. Especially due to the current economic climate I have really been wondering what I should do with my money and how I should save for my retirement. At my first job I did contribute to my 401K a little, but I have not begun to contribute at new job.